Protecting Them from the Phone

My [Relationship] [Initials] ([Their Diagnosis]) still has [What Phone They Have] and [What's Happened]. They live [Where They Live]. Who they should still be able to reach: [Safe Contacts]. Help me: 1) list the scams that specifically target older people with memory loss — the grandchild in jail, Medicare, the 'bank fraud department', the sweepstakes — and the exact phrases they use, 2) give me the technical fixes in order of least disruptive: call blocking, allow-lists, a simplified phone, forwarding, what carriers offer for free, 3) give me a short script to practice with [Initials]: 'If anyone asks for money or a code, you say ___ and hang up', 4) tell me how to lock down their bank and cards without taking away their independence, as questions to ask the bank, 5) tell me what to do the day it happens anyway — who to call, in what order. Practical, not scary. Not legal or financial advice.